Why Every Mom Over 40 Needs a F*it Fund (and How to Start Building Yours Today)

Why Every Mom Over 40 Needs a F*it Fund (and How to Start Building Yours Today) - Copy

April 02, 20252 min read

Introduction:

Let’s get real for a minute, Queen — are you tired of feeling financially stuck? You’ve got kids, bills, dreams (and maybe champagne taste on a Prosecco budget). That’s where a F_it fund comes in. It’s not just a savings account — it’s your permission slip to say “f_it” to stress, fear, and playing small.

What Is a F*it Fund?


A F_it fund is your financial power tool — money set aside so you can make bold decisions without second-guessing. Quit the job that drains you? Take that last-minute girls’ trip? Invest in coaching or start your side hustle? That’s what your F_it fund is for.


Why Moms Over 40 Need One More Than Ever

  • Unexpected Expenses — Kids get more expensive the older they get, right? College, sports, braces… it adds up.

  • Caring for Parents — We’re part of the sandwich generation — caring for kids and aging parents.

  • Self-Care & Confidence — You deserve facials, massages, and moments of YES without guilt.

  • Retirement Planning — Sis, social security isn’t going to cut it.

Mistakes Most Women Make

  1. Relying on One Income Stream — You’re one job loss away from panic.

  2. Procrastinating — Waiting until “things calm down” means it’ll never happen.

  3. Feeling Guilty About Money — Money is a tool, not a dirty word.

3 Badass Steps to Start Building Your F*it Fund

  1. Start Small, Start Now — Automate $25 a week. Watch it grow.

  2. Add an Income Stream — Start that side hustle. Share products you already love.

  3. Build Your Brand — A personal brand makes you unforgettable (and profitable!).

My Story — Why I’m Obsessed With Helping You Do This


I’ve been there. Single mom, juggling all the things, terrified to invest in myself. But once I built my F*it fund and gave myself permission to GO FOR IT — life changed. Now I help badass mamas like you do the same.

If you’re ready to stop stressing and start stacking cash with confidence, join the waitlist for my brand-new Badass Queen Membership — created for moms over 40 who are DONE playing small and ready to build wealth, freedom, and sparkle!

[Join the Waitlist Now!]

Empowerment Coach, Brand Strategist, Podcast Host

Renee Carbone Fleming

Empowerment Coach, Brand Strategist, Podcast Host

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